Growth often adds staff, but more roles can increase coordination work and errors

Without a 10-year move above 6% and the spreads widening, the math does not support 9% — even with a hawkish Fed

California MBA CEO Paul Gigliotti explains how collaboration can turn disaster recovery policy into clearer resources and real paths forward for homeowners.

AI is reshaping mortgage economics, but lowering the cost to originate requires disciplined processes, measurable ROI and accountability across the organization.